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What’s Up With Housing?

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First Time BuyersDo you live in one of the hottest-selling neighborhoods in Tampa Bay? Check your ZIP
See which parts of the sprawling Tampa Bay region have fared best in the current real estate boom.

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John CatsimatidisGet to know the billionaire in the Big (Red) Apple behind St. Pete’s next great skyscraper.
Billionaire John Catsimatidis has a favorite word: Opportunity.
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CFPBHouse Passes Bill Gutting Dodd-Frank Law
The Financial CHOICE Act passed along party lines Thursday.
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Lower Mortgage RatesAverage U.S. 30-year mortgage rate falls to 3.89%.
Freddie Mac: The 30-year FRM fell for the fourth week in a row, the lowest level in nearly seven months; a year ago, it was 3.60%. The 15-year FRM eased to 3.16%.

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How Developers Are Adapting to Residents’ New Live-Work-Play Lifestyles.
As the lines between home and work fade with opportunities of remote work and entrepreneurial ventures, residents want a community where they can do it all.
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What’s Up With Housing?

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CFPBChanges loom for U.S. Consumer Watchdog Bureau.
The CFPB, which oversees RESPA, will likely change from semi-independent director oversight to a bipartisan board; and Congress could start setting CFPB’s budget.
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Student HousingDevelopment is Not Keeping Up with the Demand for Student Housing.
Shortage of good sites to build on and difficulty of finding construction financing hindering developers.
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High-Rise Condo SafetyNew High-Rises Could Power Tenants’ Homes for a Week in an Emergency…
Twin NYC apartment towers show how builders are guarding against extreme weather.
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Small Houses AppreciatingSmaller Homes are Experiencing The Fastest Price Appreciation.
NerdWallet attributes this growth to a high demand for starter homes and homes in cities.
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Modular Home AdvantagesCan Modular Construction Solve Labor, Lots, and Lending Issues?
Along with time savings, some modular builders would even say that there is the capability to build better quality homes because the construction process is isolated in a factory-controlled environment.
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Cyber FraudSave This Date:  Our Next Coffee Corner, 2-21-17, 9:30am to 10:30am
“What is Cyber-Fraud? Learn How to Protect Yourself and Your Client in Today’s World”

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What’s Up With Housing?

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Aging In PlaceTips For Building a Home for Aging Owners.
There are many things that can be done to make a home suitable for aging in place. Start with the basics or take on something more complex.

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Tampa Bay Residential BuildingsSouth Florida Apartment/Condo Developers Flock to Tampa Bay.
Drive around Tampa and St. Petersburg and it’s obvious that the bay area’s two biggest cities are in the midst of an apartment and condo building boom.

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Student HousingWhat to Expect from Student Housing Sector in 2017.
The student housing sector is in the sixth inning and there is still a lot of opportunity out there.

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Seniors Housing MarketConsider This Before Jumping into the Seniors Housing Market.
To succeed in the market, it is critically important to consider aspects that set seniors housing developments apart from general commercial real estate projects.
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Mortgage Insurance PremiumsFHA Lowers Borrowers’ Mortgage Insurance Premiums.
The low-downpayment mortgage should be more appealing to first-time buyers after FHA breathed “new life into the program” by reducing costs.

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One - Downtown St PetersburgFlorida construction companies anticipate more work in 2017.
About 80% of construction firms plan to hire workers this year, with nearly a third intending to increase their headcount by more than 25 workers.

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What’s Up With Housing?

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Tampa Bay Homes ValuesTampa Bay Homes Values Soared in 2016 But So Did Rents.
Happy New Year, Tampa Bay — you’re worth more than you used to be.

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2017 Housing MarketWhat We Can Expect in the 2017 Housing Market…
Although mortgage rates will climb, inventory should improve and buyers should have more options for financing a home.

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Housing Market TrendsThese 5 Trends Will Shape the Housing Market in 2017…
Rates, starts, credit, cities and foreign buyers are on the list.
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Florida Association of RealtorsFloridians’ confidence soars in December.
Consumer sentiment in Florida surged 6.9 points in December – its highest reading since March 2015 and second-highest since February 2004.
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Apartment Construction Fizzling?More signs the apartment boom may be fizzling.
New data shows that not only are builders constructing fewer apartments, but that a smaller percentage is finding tenants.

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Interesting Housing News

 

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Top Commercial Tampa Bay ProjectsThis Top 10 list of real estate developments in Tampa Bay shows just how much this area is taking off.
A cool commercial project here, another there. That’s great. But it’s easy to miss the critical mass gathering in Tampa Bay without looking at the area’s best and biggest commercial real estate developments.

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Rising Home PricesAre Rising Prices Scarier Than Rising Interest Rates?
If you’re deciding between renting and buying during Halloween, home prices are your greatest fear.
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Pinellas Realtor OrganizationPinellas Realtor Organization’s Standout Stat for September 2016…
Median Sale Price for Single Family is up 16.6% Year Over Year:  Sept. 2016 – $221,475 … Sept 2015 – $190,000
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Empty Nesters Housing ImpactEmpty Nesters Poised to Make Major Housing Impact.
The population change for seniors, who are defined in this context as 55-plus, is higher than the percentage change for the US population.

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Private Mortgage NotesHow Millennials Are Circumventing the Mortgage Process…
Student loan debt and credit card bills are making it hard for Gen Y to get bank mortgages. Many are turning to private mortgage notes to get around this.
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Tropicana Field SiteTropicana Field 86-acre site vision splits development and public space 60/40.
HKS Architects is putting the final touches on a Trop site master plan that includes a new baseball stadium, towering office buildings, acres of new park space, housing, entertainment and retail.

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Interesting Housing News From The Past Week

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Tampa Bay Housing DemandTampa Bay leads the state in home sales as prices jump 13.6%
The greatest demand continued to be for houses under $300,000, eagerly sought by first-time homebuyers.

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Millennial HomebuyersFreddie Mac: Pay no attention to the homeownership rate
People who worry about the homeownership rate’s 50-year low forget demographics. Millennials may be late to the party, but that doesn’t mean they aren’t coming.
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FICO ScoresDon’t Disqualify Yourself… Over Half of All Loans Approved Have a FICO Score Under 750.
Potential home buyers, and even current homeowners, have an inflated view of what is really required to qualify for a mortgage in today’s market.

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Real Estate News SpinReal estate news often confuses homeowners.
Reading or watching real estate news can make a homeowner’s head spin. In one day, they might hear that mortgage rates rose, sales fell and prices stagnated.

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Home Buyer DemandHome Buyer Demand Remains Strong in September
Sales, as usual, retreat from August but hold up against the same month last year.
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Retirees Want Walkable, Urban Communities...Retirees Want Walkable, Urban Communities…
Interesting look at the shift of retirees from isolated gated sub-divisions or large home on golf courses to walkable urban communities.

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Interesting Housing News From This Past Week

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Developer TaxesHow Real Estate Developers Pay Less Tax
Donald Trump’s taxes, or lack thereof, spotlight how real estate developers legally avoid taxes that companies in other businesses would ordinarily have to pay. These tax laws keep real estate business in play, which means they can continue employing workers and hiring contractors and investing in new projects.

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Solar Panels in FloridaFlorida is the Sunshine State. Why Is It So Hard to Get Solar There?
To make solar panels affordable, many rooftop solar users sell excess electricity back onto the grid. But Florida doesn’t allow that yet.
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Housing InventoryHousing isn’t running out of steam despite low inventory.
Between household balance sheets being healthy and the labor market continuing to make progress, Goldman Sachs says it believes the “fundamentals of the housing recovery remain solid.”
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CFPB LogoCourt: Consumer Watchdog Structure Ruled Unconstitutional.
A federal appeals court ruled CFPB’s structure – the U.S. consumer bureau with oversight over RESPA rules and most financial companies – is unconstitutional because it gives too much power to a single agency director.
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Future City DevelopmentSix Things You Should Know About Future City Development.
The past decade and a half has been marked by the “back to city movement,” and young people are leaving suburbs in droves.
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