Title Security's Blog

Comprehensive Title Insurance & Escrow Services


Leave a comment

What’s Up With Housing?

.

Self-directed IRAs are the only retirement accounts that allow investors to pursue alternative investments. Among those alternatives, the most popular is real estate—a broad asset class that includes many different investment opportunities.
.
.
.
“Tight credit, lack of inventory and high demand are the major factors that tell us there’s no housing bubble, despite rapid price increases.” ~ Redfin
.
.
.
.
NFIP ExtendedNFIP extended for six weeks – to March 23
As part of the just-passed continuing resolution to keep the government open, the National Flood Insurance Program now won’t expire until March 23
.
.
.
Scrimping and saving to come up with a down payment is no easy feat. But one generation is having the hardest time doing so to become homeowners.
.
.
.
Home Design Trends to Watch in 2018…
Whether you’ve planned a simple refresh or a full-scale renovation, making smart and informed design choices will help you maximize your return on investment.
.
.
.
The #CFPB says it will do everything necessary “to fulfill the Bureau’s statutory responsibilities but go no further.” Limiting CFPB’s future actions will “serve as a bulwark against the misuse of our unparalleled powers,” says Director Mulvaney.
.
.
.
There continues to be a steady flow of capital, although the big banks have tightened their hold on construction loans.
.
.
.
.
Advertisements


Leave a comment

What’s Up With Housing?

.

Commercial real estate should continue to surge. But many are growing cautious, given some lurking ‘disruptors.’
.
.
.
.
Top tips (and mistakes to avoid) for exteriors, kitchens, and even ceilings—whether you’re getting ready to sell or just freshening up.
.
.
.
.
.
7 Reasons Trump’s Tax Plan Is Good For Real Estate Investors.
With the proper planning, real estate investors can receive amazing tax benefits from the Tax Cuts and Jobs Act.
.
.
.
A digitized, decentralized, public ledger of all cryptocurrency transactions, Blockchain is an emerging technology which could transform the way we buy, sell and lease real estate.
.
.
.
.
These residential buildings cater to busy professionals by making it easy to work from home.
.
.
.
.
.
If you’re looking for some insight into the coming kitchen trends for 2018 and beyond, or if you’re just looking for some fresh ideas to give your kitchen style an update, here are some clues.


Leave a comment

What’s Up With Housing?

.

The fates of hedge funds and other investors in Fannie Mae and Freddie Mac could hinge on a yet-to-be written provision of the latest bill to overhaul the entities.
.
.
.
.
Check out these 11 inventive and inspiring recycled shipping container home designs.
.
.
.
.
.
U.S. Department of Housing and Urban Development Secretary Carson commits to end homelessness. “We know how to end homelessness and it starts with embracing a housing-first approach that relies upon proven strategies that offer permanent housing solutions to those who may otherwise be living in our shelters and on our streets.”
.
.
The rise in mortgage applications last week doesn’t make sense — unless you factor in fear. Interest rates rose, but borrowers may have jumped in, especially to refinance their current loans, worried that the long run of record low rates is over.
.
.
.
Foreign Real Estate InvestorsAgain, U.S. at No. 1 for Foreign Investors in Real Estate.
Foreign investors in real estate assign high importance to the potential for wealth and security—and according to new research, the U.S. is expected to offer both more than any other country in 2018.
.
.
.
Come on Inside The reNEWable Living Home…  More than ever, Americans’ relationship with their homes is evolving. As research strengthens the link between smart design and health, as more extended families come together under a single roof, and as the construction industry grapples with a labor shortage amid demand for resilient, durable homes, builders and architects are realizing it’s time to disrupt the traditional home building process.


Leave a comment

What’s Up With Housing?

.

One reason for the increase is that many lenders allowed borrowers affected by Irma to skip a payment.
.
.
.
.
The pioneering geriatrician Dr. Bill Thomas is developing the Minka tiny home to create an assisted-living model completely on seniors’ own turf and terms.
.
.
.
.
Smart CitiesAT&T’s Smart City Vision: More Parking, Fewer Traffic Jams.
Managing traffic flow, locating open parking spots and seeing whether bridges are structurally sound are some of the potential benefits from AT&T’s latest push to power the smart city.
.
.
.
.
The forecast predicts a growing economy and positive demographic trends, creating opportunities in the housing market despite the affordability challenges buyers will face from rising prices and mortgage rates.
.
.
.
Houzz’s 2018 Kitchen Trends study revealed that homeowners are obsessed with clutter-free countertops and ingenious storage options.
.
.
.
2018 Construction ForecastConstruction Industry Set for a Boom in 2018.
Job creation, increased spending, and high optimism in the construction sector suggests that 2018 will be a big year for builders. For all of 2017, construction added 210,000 jobs, a 35 percent increase over 2016.
.
.
.
Owning a home always has been, and always will be, a crucial part of attaining the American Dream.


Leave a comment

5 Tips if You Plan to Buy or Sell a Home Using Cryptocurrency…

  • Cryptocurrencies are fast becoming the payment method of choice for the high-end real estate market.
  • Those who have made millions through cryptocurrencies look to real estate as a logical, less volatile asset.
  • Cryptocurrencies are still largely unregulated, which also makes them more attractive for potential home buyers.

Real estate agent Tony Giordano knows high-end real estate, and he has made it his business to know cryptocurrencies, because that is fast becoming his business. The crypto craze has made new millionaires, many of whom are looking for ways to reinvest their gains. Real estate is a logical, less volatile asset.

So Giordano, who specializes in the luxury real estate market, is more often than not traveling from his home base in Los Angeles to real estate conferences around the nation, teaching other agents how to deal in cryptocurrencies. The requests are coming in faster and faster.

“What I’m trying to teach agents is, do your research if you want to invest in it, but regardless of the investment side, this is a real currency and you’d better learn it and understand it,” said Giordano. “They’re not realizing, it’s here now as a currency to be used in the purchase and sale of a property.”

Giordano has already closed several cryptocurrency home sales. He now asks every one of his seller clients of a high-end home if he or she would be willing to accept any currency. The strategy is simple: The more options for the buyer, the more potential buyers, especially on the high end, where buyers often want to fly under the radar and avoid tax issues. Cryptocurrencies are still largely unregulated.

“That’s our job in marketing property, especially luxury real estate,” said Gioradano. “Never assume where the buyer is going to come from. Make sure we get this property out there and say we are open to all currencies and crypto being one of them.”

Nationwide there are already a few hundred listings that mention cryptocurrencies as an option for buyers.

These are Tony’s tips for buyers and sellers:

  1. Research: Sellers need to really take the time to learn and understand it. Cryptocurrency YouTube videos can really help.
  2. Understand: Stop thinking only about the investment side of it. It’s a real currency regardless of its value (bubble or no bubble) that people can buy or sell real estate with.
  3. Hire an expert: Sellers need to make sure the agent they are interviewing to list their property is very familiar and experienced with a crypto transaction.
  4. Practice/learn: Download a cryptocurrency app (like Coinbase) and buy $20 of a bitcoin to start to understand how to buy it and then sell it back and exchange it to USD again.
  5. Keep up to date with all the main cryptocurrencies. Not just bitcoin. You want to watch bitcoin cash, ethereum, lite coin, ripple, etc.

via Diana Olick, CNBC


Leave a comment

What’s Up With Housing?

.

Museums, apartments, condos, a new police station and a dozen other projects mark one of the biggest downtown building booms in St. Petersburg’s 130-year history.
.
.
.
.
“Peak Millennial” doesn’t mean what it used to, because Millennials are getting older. And even still, they’re sticking around cities more than older generations.
.
.
.
.
Why developers are embracing this growing segment of the luxury condo market. Toll Brothers has made a practice of stretching its brand to accommodate its customers’ shifting tastes.
.
.
.
UF’s consumer index rose an average 4.6 points in 2017, even though it dropped 1.4 points in Dec. Floridians were “far more optimistic in 2017.”
.
.
.
.
More and more affordable housing developers are considering modular construction for their developments because of the time and cost savings prefabricated building can yield.
.
.
.
.
Optimistic 2018 Construction Forecast Tempered by Worker Shortage.
The construction industry is expected to continue to grow in 2018, but Florida construction firms face issues of worker shortages and outside competition.
.
.
.
.
Freddie Mac says the average rate on 30-year fixed-rate mortgages dropped to 3.95% from 3.99% last week. One year ago, the FRM averaged 4.20%.


Leave a comment

What’s Up With Housing?

Santa on the beach.

.

Future housing types will be influenced primarily by substantial changes in household demographics and lifestyles. Additionally, evolving technological innovations, coupled with economic conditions making homes increasingly less affordable, will affect the future form of housing.
.
.
Here are four great reasons to consider buying a home today instead of waiting. If the right thing for you and your family is to purchase a home, buying sooner rather than later could lead to substantial savings.
.
.
Tampa Bay homebuyers don’t have to put as much up for a downpayment on a home as other areas. The median downpayment for a bay area home in the quarter ended in September was $13,750 compared to $20,000 nationally, an all-time high.
.
.
.
Well, a Miami Penthouse Went on the Market for 33 Bitcoin — Cash Not Accepted.  Miami Penthouse Seller Will Not Accept Cash, Only Bitcoin… Translating to About $542K. Rare Event or Trend Starter?
.
.
.
Fewer new renter households are forming, vacancies are rising and rent increases are slowing, according to the 2017 America’s Rental Housing report.