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Welcome Crista

Title Security is excited to announce the arrival of Crista Tumminia as our new Manager and Senior Closer. Crista brings a wealth of knowledge and professional style that will help us continue our 35 year tradition of delivering high quality title insurance services in the Tampa Bay area.

Please visit our website for more information regarding Ms. Tumminia and we certainly invite you to call or come by. Our goal continues to be your title company for professionals and to make your real estate transactions a smooth and efficient experience.

Sincerely,

The Title Security Management Team

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Welcome Katie

Katie Matson

Dear Valued Clients,

Title Security is excited to announce the arrival of Katie Matson as our new Manager and Senior Closer. Katie brings a wealth of knowledge and professional style that will help us continue our 33 year tradition of delivering high quality title insurance services in the Tampa Bay area.

Please visit our website for more information regarding Ms. Matson and we certainly invite you to call or come by. Our goal continues to be your title company for professionals and to make your real estate transactions a smooth and efficient experience.

Sincerely,

The Title Security Management Team

 

 


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The 12 Most Powerful Words in Business

Office conference rooms, cubicles, corner offices, and common areas are crammed with business jargon that dulls imaginations and saps creativity.

Many powerful words for business have nary a thing to do, directly, with industry  ~via Ragan’s PR Daily

1. Why
Polite push back can temper groupthink. Ask why “things have always been done that way.” Or askwhy it didn’t work the last time you tried it.

2. Show
People like proof. They want to see things with their own eyes. It’s human nature. In trying to reach and win customers, clients, colleagues, or management, show your ideas with examples. Draw an analogy, give an anecdote, paint a picture. Help them see what you see. Show them, and they’ll be more likely to get it and get on board.

3. Goof
Trying something that didn’t work, as long as it wasn’t impulsively foolish, dangerous, or illegal, can be regarded as the trial run or first draft.

4. Reflect
Breathe, pause and collect yourself before you send an email while angry, take criticism too personally, or speak when emotion is clouding your judgment. The repair work required after you lash out is wasteful, unproductive, and inefficient.

5. Do
Sure, market testing and focus groups have their place. But business success takes action and plenty of doing.

6. Listen
Hearing is a function. Listening is a skill. It takes practice. But it yields immeasurable dividends. Extra points if you listen, consider alternative options and critical feedback, and adjust course because of it.

7. Learn
The staggering pace of growth in social media shows how essential it is to learn all through life. Learning can mean formal training, of course. But learning also happens by staying nimble enough to act when opportunities appear.

8. Open
Being open-minded—open to change, open to being wrong, and open to new possibilities—can lead to new products, new clients, new markets, and entirely new ways of doing business.

9. Respect
Civility eases differences among humans. When I was an editorial writer, my colleagues and I would gather each morning to discuss the official position the Cleveland Plain Dealer would take on the most controversial topics of the day.

Politics, religion, social issues—you name it. It worked well largely because the group was civil and respectful. And our boss was an awesome leader who made sure the discussions stayed that way.

10. Lead
Leading is much more powerful than managing. Think about it: You manage problems. You manage bills. Or you manage just to cope. Leading, on the other hand, is nuanced, customized, and inspired.

11. Fail
Fear of failing keeps people from doing all sorts of things: Piping up at a meeting with an idea, starting a business, or taking other risks. Failing is really an inevitable part of taking risks. And taking risks is an inevitable part of a strong business.

[Related: 12 career missteps—and the important lessons they hold]

12. Regroup
After failing, it’s important to learn what when wrong and how to do it better next time. This is the true secret of missteps. Through the lessons learned in the aftermath, greatness can emerge.

Becky Gaylord worked as a reporter for more than 15 years in Washington, D.C., Cleveland, and Sydney, Australia, before she launched the consulting practice, Gaylord LLC. You can read Becky’s blog Framing What Works. A version of this story first appeared on the 12 Most blog.

http://www.TitleSecurity.net


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Florida Realtor’s Legislature 2012 Positives

Following are highlights of the 2012 legislative session, which adjurned midnight 3/9.  A primary focus on initiatives that could strengthen the real estate market and improve the business environment.

Real estate sales associates and broker associates exempt from local business taxes. HB 7125, a bill by the House Economic Affairs Committee and Rep. Ken Roberson (R-Port Charlotte) exempts real estate sales associates and broker associates from paying local business taxes (formerly known as occupational license fees) if required in their city or county. Under Florida law, these individuals must affiliate with a real estate broker who already pays local business taxes. Brokers will continue to pay the tax. Repeal of the tax will save real estate licensees $3.8 million annually. Effective date if signed by governor: Oct. 1, 2012.

Mandatory septic tank inspections out, optional inspections in. HB 1263 , an omnibus health care bill by Rep. Matt Hudson (R-Naples), was amended yesterday with Realtor-supported language originally provided in HB 999 by Rep. Chris Dorworth (R-Heathrow) and SB 820 by Sen. Charlie Dean (R-Inverness) to repeal the mandatory septic tank inspection law passed in 2010. It establishes an optional inspection program for the 19 counties with the 33 largest springs. However, other cities and counties may opt into the program as well. Also, septic tank inspections cannot be required as a condition of sale. Effective date if signed by governor: March 9, 2012.

A major step toward creating a competitive property insurance market. HB 1127 by Rep. Ben Albritton (R-Bartow) reduces the amount of money private insurers must give Citizens Property Insurance Corp. if the state insurer goes broke after a catastrophic storm. The first check a private insurer writes after a catastrophic storm should be to their policyholders, not Citizens. However, current law requires insurers to pay Citizens up to 18 percent of their premiums within 30 days of being assessed. They can later recoup these monies from their policyholders. It’s hoped that HB 1127 will attract new insurers to Florida and keep existing insurers here. Effective date if signed by governor: July 1, 2012.

Tax boost for businesses. HJR 1003 by Rep. Eric Eisnaugle (R-Orlando) creates a proposed constitutional amendment to increase the exemption for tangible personal property taxes. Under current law, an exemption applies to the first $25,000 in property taxes such as business equipment. If approved by 60 percent of voters in the November election, the exemption would expand to include the value of tangible personal property between $25,000 and $50,000.

Options for challenging Citizens replacement cost estimates. In January, following discussions with Florida Realtors and policyholders concerned about unreasonably high replacement cost estimates, Citizens Property Insurance Corp. agreed to consider valuation sources other than 360Value software. HB 1101 codifies three options into law, including valuations prepared by real estate appraisers licensed under Chapter 475, F.S. Effective date if signed by governor: July 1, 2012.

Broad range of economic development incentives. HB 7087 is a large omnibus tax bill that’s part of the budget deal agreed to between the House and Senate. Of particular interest to real estate companies is an increase in the corporate income tax exemption from $25,000 to $50,000. Effective date if signed by governor: July 1, 2012. Reducing condo inventory and protecting an appraiser’s interests. The Department of Business and Professional Regulation (DBPR) pushed two bills this session that contain items of interest to the real estate industry. You may recall that the 2010 Legislature wanted to encourage investors to purchase blocks of condo units to reduce inventory levels. This was accomplished in part by amending condo laws to protect bulk buyers from some of the liabilities faced by condo developers. These protections were set to expire on July 1, 2012. HB 517 by Rep. James Grant (R-Tampa) extends the “bulk buyer” provision to July 1, 2015. Effective date if signed by governor: July 1, 2012.

The other DBPR bill, HB 887 by Rep. Clay Ingram (R-Pensacola), prohibits Appraisal Management Companies from requiring appraisers to sign hold harmless agreements as a condition of business. Effective date if signed by governor: Oct. 1, 2012.

Budget appropriations. Though the Legislature swept all monies collected for the Sadowski Affordable Housing Trust Fund into general revenue, it appropriated funds for economic development initiatives and tourism that could ultimately benefit the real estate market:

  • $61 million for the State Economic Enhancement and Development (SEED) Fund and other economic development funds. These monies may be used to fund affordable housing programs and projects.
  • $27.5 million for Visit Florida, the state’s marketing agency.
  • $8.6 million for Enterprise Florida, a state economic development agency.

In addition, the Legislature set aside $285,000 to combat unlicensed activity, $30 million for Everglades restoration, $8.4 million for the Florida Forever land acquisition program and $1.5 million to study nitrogen reduction and develop possible new technology for passive septic systems.

via  Florida Realtors® News


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Hello Blogging World…


We are pleased to be introducing our new blog at the same time we unveil our updated Title Security website. While our new site will be continuously updated, we wanted to provide a personal vehicle that informs, invigorates, and invites on a regular basis… Welcome to our blog.

The Title Security Blog will share local neighborhood news, industry insights and community participation. We welcome your comments and perceptions about the stories we share, and hope to assist you in your residential needs.

We have seen a lot of change over the past 28+ years, during which time the real estate market has experienced many highs and lows. As a result, we have a sincere belief that there has never been a better time to purchase or refinance a home in Florida, than right now.

Please consider subscribing to our blog. If there are any topics you would like to know more about, please let us know.

http://www.TitleSecurity.net


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Hi,

Welcome to our Blog.

We are currently preparing for launch.

In the meantime, please enjoy learning more about Title Security by clicking the graphic to the right for our Flyer.

You can also link to our Website, … We think you will LIKE what you see on our Facebook Page, or the latest Title Security Tweets on Twitter.

Lifting-Off March 15, 2012.

Talk soon…